6 Things to Consider When Buying a Home
Updated: Jan 4, 2022
A home is more than just four walls; it’s where you lay your head every night and raise your family. To make sure you’re spending your money in the right place, here are six things to consider when buying a home in Jonesboro, AK.
Location is critical — you want to be as close as possible to your most frequented destinations. Look for homes that are close enough to work and other daily destinations (e.g., gyms, local parks), but that still feels like an oasis when you’re inside of them. A good home should be more than just shelter — it should have plenty of other qualities that improve your life overall (e.g., stylish features, access to nature).
How much space do you need? What features will make it easier for your family to enjoy themselves at home? What’s your budget like? These are all questions you should ask yourself before shopping for homes. Once you’ve established your needs and how much you can afford, it will be much easier to narrow down which houses best suit your family.
With so many houses available in Jonesboro, finding one that's right for you could be tricky. Real estate agents can help steer you toward particular neighborhoods and properties. But if you're also worried about what's around your new home — and whether there'll be things like coffee shops nearby — you don't have to look far. Check out this list of amenities near homes for sale in Jonesboro:
⦁ Tennis courts
⦁ Skate parks
⦁ Jonesboro Bowling Center
Keep your eye on local attractions. Jonesboro has several museums for residents to enjoy. No matter which one you decide to visit, make sure you check out some of Jonesboro's history.
5. Downtown Jonesboro
The downtown area is full of retail stores, restaurants, and bars. It’s a great place for shopping and doing errands. With many parking options for easy access to shops, it’s also convenient. Downtown is accessible by walking or biking, and even bus transportation is available from nearby neighborhoods if you don’t feel like driving.
6. Rent or Buy a Home?
Here are some things you should consider when deciding whether to rent or buy: your finances; how long you plan on staying in your new home; and whether renting makes more sense than buying.
If you’re not sure which is best for you yet, take some time to think about what’s important. Many factors determine if it makes more sense for you to rent or buy — your monthly income and debts will be key determinants. Lenders work out your debt-to-income (DTI) ratio to see what you can pay each month. Your DTI ratio is what you spend per month divided by how much money you make every month. By keeping an eye on your DTI ratio (and striving for better numbers), you may be able to lower your interest rate.
That Perfect New Place
Buying a home is an exciting process that doesn’t have to be stressful. By thinking through some of these crucial considerations before making your first offer on that perfect new place, you can avoid common pitfalls and stress-induced mistakes along the way.
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This article was made in participation with
Charlotte Meier of Home Safety Hub